If you’re looking to repay your Help to Buy equity loan or sell your property purchased under the scheme, a Help to Buy Valuation is essential. At ECOHDS Surveyors, we specialize in providing RICS-compliant Help to Buy Valuations, ensuring that the process is smooth, accurate, and fully aligned with government requirements.

What Is a Help to Buy Valuation?

A Help to Buy Valuation is an independent valuation carried out by a RICS-registered surveyor. It determines the current market value of your property, which is necessary if you plan to:

• Repay your Help to Buy equity loan in full or in part (also known as staircasing).
• Sell your property and settle the Help to Buy loan.

The valuation must be conducted by a RICS-certified surveyor to ensure compliance with Target HCA, the administrators of the Help to Buy scheme.

Why Choose ECOHDS Surveyors for Your Help to Buy Valuation?

1. RICS-Certified Expertise
   Our experienced and RICS-accredited surveyors provide accurate and reliable valuations, ensuring your report meets all the necessary requirements set by Target HCA.

2. Timely Reports
   We understand that time is of the essence when dealing with financial matters, so we guarantee a quick turnaround on your valuation report, typically within 48 hours of the inspection.

3. Comprehensive Support
   Our team will guide you through the entire process, from the initial valuation to providing all the documentation you need to submit to the Help to Buy administrators.

4. Fair and Accurate Valuations
   We pride ourselves on delivering impartial, market-driven valuations that reflect the true value of your property, helping you avoid delays or rejections from the Help to Buy administrators.

The Process

1. Book a Valuation
   Contact us to schedule a convenient time for one of our surveyors to visit your property and conduct the valuation.

2. Property Inspection
   Our surveyor will perform a thorough inspection of your property, considering various factors like market conditions, property size, condition, and location.

3. Receive Your Report
   Within 48 hours of the inspection, we will provide a detailed valuation report that meets Help to Buy scheme requirements.

4. Submit to Target HCA
   You will submit our valuation report to Target HCA as part of your repayment or sale process. Our reports are fully compliant, making the process seamless for you.

When Do You Need a Help to Buy Valuation?

• Repaying your Help to Buy loan: Whether you are staircasing (increasing your share) or paying off the loan entirely, a valuation is required.
• Selling your property: If you plan to sell your home, you will need an accurate valuation to ensure you settle the Help to Buy loan based on the current market value.
• Remortgaging: In some cases, if you are remortgaging your property, you may need a valuation to assess your financial standing and obligations.

Contact Us Today

If you’re in need of a Help to Buy Valuation, get in touch with ECOHDS Surveyors today. Our experienced team is ready to assist you in completing your loan repayment or property sale with ease and professionalism.